I have corrected an error in the most recent post. In relating a story about a dispute Mrs Yeoman Farmer had with a landlord some 20 years ago, I inadvertantly left out a couple of important facts. MYF has since clarified the full story for me; she and her roommates had been lied to and deceived by the landlord about the terms of their rental contract, and the landlord got a court to issue a default judgment while the students were out of town for the summer. She didn't even become aware of that judgment until years later, when the bank pulled her credit report as part of the mortgage application process.
I apologize for not clarifying my memories of the incident before publishing that post.